The Conservation Fund — Conservation Loans

Low-interest loans for land trusts and conservation organizations to acquire ecologically significant lands, including watershed and source water properties.

The Conservation Fund provides bridge financing and revolving loans to land trusts and conservation organizations to acquire critical lands, including source water protection areas, riparian corridors, and watershed headwaters. Loans bridge the gap between time-sensitive acquisitions and long-term funding.The Fund's Conservation Loans program offers favorable terms (typically below market rate, often around 3-5%) and flexible repayment schedules tied to grant cycles or capital campaigns.For H2O Network member land trusts and conservation districts, this is one of very few loan products designed specifically for conservation real estate transactions.