Federal Funding & Grants Loans PA OH WV history Updated Sep 2026

USDA Water & Waste Disposal Loan Guarantees

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USDA Rural Development, Rural Utilities Service

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Program Summary

Federal loan guarantees that help private lenders offer affordable financing for rural drinking water, sewer, stormwater, and solid waste projects.

Full Description

This program guarantees loans made by private lenders to state and local governments, nonprofits, and federally recognized tribes for water and waste infrastructure. Eligible areas are cities, villages, towns, townships, and tribal lands with fewer than 50,000 residents, a much broader threshold than the 10,000 cap on most USDA water programs. Funds can cover construction, engineering fees, land, legal and environmental analysis, equipment, professional services, and debt refinancing. Borrowers start by asking their lender about the program; lenders contact the USDA Rural Development Community Programs director in the project state. The application window is currently open.

Key Details

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Eligible Applicants

Borrowers: state and local governments, nonprofits, federally recognized tribes. Lenders: banks, savings and loans, Farm Credit banks, credit unions

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Geographic Focus

PA, OH, WV

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Funding Amount

Varies by lender and project; governed by 7 CFR 5001

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Contact

Local USDA Rural Development state office; tinyurl.com/RDStateOffices