Nonprofit Finance Fund (NFF)

CDFI (community development financial institution) providing loans, financial consulting, and capacity-building services to nonprofits nationwide.

Nonprofit Finance Fund is a nonprofit-serving community development financial institution (CDFI) that provides loans, bridge financing, and financial consulting to nonprofits across the country. Products include working capital loans, bridge loans against pending grants, and facility financing. NFF also provides financial management consulting and research on nonprofit financial health. Watershed groups use NFF bridge loans to maintain operations while waiting on reimbursement-based grants — a common cash flow challenge in the sector. NFF's State of the Nonprofit Sector surveys provide valuable benchmarking data. The organization's emphasis on capital structure analysis helps nonprofits think about reserves, balance sheets, and sustainability.